I received a small windfall today in the form of a prepaid virtual prepaid card, which is quite difficult to spend vs., say, money in my bank account. My office offers the same thing for spot rewards, and even the U.S. government used this scheme for one of the COVID payments last year.
I wasted an hour trying to get it added to my Apple Wallet so I could actually spend it, before I gave up (because it would not work) and requested a plastic card, for a small fee, to be mailed to me weeks from now. The whole thing seems like a scam. How hard is it to send people checks?